Book a jewellery valuation

Here at chapter79 we will only use a registered and accredited valuer to inspect your pieces. Here is some information about our chosen valuer:

Michelle Knust PJVAL Dip, FJVA

Founder Fellow and Benefactor of the Jewellery Valuers Association No. 20177

Michelle has been in the jewellery trade for 40 years and specialised as a registered valuer in 2015. She has an active passion in all things jewellery and thoroughly enjoys all research involved with historical or unusual pieces.

Michelle is an avid member of the Society of Jewellery Historians, studied Diamond Grading with the Gemmological Institute of America in 2012 and passed the Gemmology Foundation course with Gem-A in 2018.

The valuations we present to our customers are registered legal documents, therefore, notes and limiting conditions are provided to clarify what your valuation contains and why.

1. No investigation into the title of ownership of any jewellery in our valuations has been made. The name and address included in the report is that of the person or persons who commissioned the valuation and the inclusion of these details does not imply they are the owners of the jewellery in this schedule.

2. Should further information become available which may have affected the value conclusion, the valuer requests that this is disclosed, so adjustments can be made if necessary. As additional work may be required this may also involve an additional fee.

3. Exchange rates and bullion rates stated in this report can vary over time, consequently a valuation assessment previously provided by this or another valuer may also vary. Such variance does not imply error either in this or in any other report, values can decrease as well as increase.

4. Changing market conditions can have a significant effect on the value of your jewellery. It is therefore recommended that a review is undertaken on a regular basis, typically every three years.

5. “Sentimental value” is an intangible attribute and therefore cannot be considered in a valuation. Items are only assessed in relation to the availability of raw materials, the costs of manufacturing, rarity or desirability, as dictated by market forces.

6. All values given in our reports include VAT at the current rate where VAT is applicable and are based on values typically encountered in the UK.

7. In the event that jewellery in your report has been sold, repaired or restored by a retailer who may have employed or provided instructions to the valuer, the valuer declares they have remained completely impartial and have provided an unbiased and fully researched value conclusion.

8. Values contained in your report do not suggest an amount which could be achieved if any items were offered for sale.

9. Photographs are included for simple identification and guidance. Producing digital images may not always give an exact representation of an item’s true colour and images are not to scale. Accurate assessment of colour and dimensions are referenced within the report details

In regards to insurance replacement, unless otherwise stated the values given are those typically encountered in the UK retail environment. Values are not necessarily those of a particular retailer but are an average of the most likely prices encountered for similar items across a broad range of suppliers of similar goods of comparable quality. Items manufactured or purchased outside of the UK are valued in the same way as defined above and therefore the value given represents the valuer’s opinion of the retail price of such items based on jewellery of similar quality offered for sale in the UK.

If you need your watch valued, we ask that you liaise with your insurance company before requesting a valuation. This is to confirm which category of replacement is suitable and that your insurance company will support it.

Some companies do not offer a New for Old Replacement Value as it may be seen as betterment.

In some cases, Second Hand Replacement Values can be higher than the new version of the watch, however models are immediately available. This is only accepted if the watch being valued is no longer available in its current form.

If the model, however, is still available, the category of replacement has to be New Replacement Value, which is the current retail value. In this case, in the event of a loss, waiting times would have to be discussed with the insurance company.

As explained in the previous valuation page, we charge a simple fixed fee for each of the pieces on your document. In certain cases, some fees may have to be calculated and confirmed with you after inspecting your items;

First Item Charge: £150

Any Additional Items: £70

Watches: £100

Diamonds over 0.99ct: Charged at £70 per carat.

Premium or Bespoke Designer Pieces: Starting from £100

Our valuations are emailed to you in the form of a PDF file. If you require a hard copy & cover this is available at a further charge of £20.